As business owners, we knew we were heading for problems:

When we paid invoices prematurely instead of according to agreed-upon terms.

When payments were not made within agreed-upon terms.

When we borrowed from personal funds for business expenses.

When financial commitments were made on anticipated sales.

When we held on to clients who were slow or bad payers.

when a reasonable and comfortable profit margin was not factored into our pricing

When we did not know the exact costs of our overhead and running expenses.

When we cut our salaries in order to save the business money.

When we operated without a comprehensive business plan.

When we started missing B.D.A. meetings and lost contact with our business Pressure Relief Group.